Terms and Conditions of Sale
Acceptance of Terms
By accessing or using our services—whether through our website or any other channel—you acknowledge that you have read, understood, and agreed to be bound by these Terms and Conditions of Sale.
If you do not agree with all or part of these terms, you must not use our services.
Description of Services
Finixia provides high-quality informational content and access to educational e-books.
Some content is available free of charge, with no commitment required from the reader or the publisher. This publicly accessible content is freely available on the website.
Other content is reserved for premium subscribers. Access to these resources requires a paid subscription, as outlined in the next section.
Premium Access and Subscriptions
Premium content is accessible through a paid subscription. The details of each offer—including pricing, duration, renewal, and cancellation policies—are clearly stated at the time of subscription.
By subscribing, you agree to pay the specified fees according to the selected billing cycle (monthly, yearly, etc.).
Eligibility and Access
To use our services, you must be at least 18 years old or have the legal capacity to enter into a binding contract.
We grant you a limited, non-transferable, non-exclusive, and revocable license to access our content and services for personal, non-commercial use only.
User Obligations
By using our services, you agree to:
- Provide accurate, current, and complete information during registration or communication with us;
- Use our services legally, ethically, and respectfully;
- Not copy, reproduce, modify, or distribute our content without express written permission;
- Respect the intellectual property rights of Finixia and its partners.
Violation of these obligations may result in the suspension or termination of your access without prior notice.
Use of Services
Our services are intended solely for informational and educational purposes.
They do not constitute professional advice in any regulated domain, including (but not limited to) finance, law, medicine, or psychology, unless explicitly stated otherwise.
We are not responsible for any decisions made based on the information
Disclaimer of Warranties
All services, training materials, and resources are provided “as is” and as available.
Finixia makes no express or implied warranties regarding:
- The accuracy, relevance, or effectiveness of the content;
- Whether the training will meet your personal goals or expectations;
- The achievement of specific results, certifications, or performance outcomes;
Continuous, secure, or error-free access to the services.
Limitation of Liability
To the maximum extent permitted by law, Finixia shall not be held liable for:
- Any direct or indirect losses (including financial loss, loss of data, or business opportunities);
- Consequences arising from the misuse of information provided;
- Technical issues, service interruptions, or unauthorized access to your data.
Our total liability shall in no event exceed the amount you paid for the affected service.
Intellectual Property
All content (training materials, videos, visuals, trademarks, and documents) is the exclusive property of Finixia or its licensors.
You are not permitted to:
- Copy, reproduce, alter, or redistribute content without prior written consent;
- Remove copyright notices or brand identifiers;
- Use the content for commercial purposes without explicit agreement.
Third-Party Links and Services
Our services may include links to third-party websites or tools. Finixia has no control over these external resources and disclaims all responsibility for their content, availability, or policies.
You use them at your own risk.
Payments and Refund Policy
Payments must be made in full at the time of purchase or registration.
Refunds are only possible under our Refund Policy, which may vary depending on the service or product. The applicable policy is stated at the point of purchase.
Privacy and Data Protection
We are committed to protecting your personal data in accordance with our Privacy Policy.
All information shared during private sessions or consulting services is considered confidential and will not be disclosed without your consent, unless required by law.
Force Majeure
Finixia shall not be held liable for delays or failures resulting from circumstances beyond its control, including but not limited to:
- Natural disasters;
- Governmental or legal decisions;
- Internet or infrastructure outages;
Strikes, riots, or civil unrest.
Termination
We reserve the right to suspend or terminate your access to our services at any time, with or without notice, in cases of:
- Violation of these Terms;
- Infringement of our intellectual property;
- Fraudulent or illegal activity.
Governing Law and Jurisdiction
These Terms are governed by the laws applicable under the Consumer Rights Act or the relevant legislation in Finixia’s country of registration.
Any disputes shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction.
Entire Agreement
These Terms constitute the entire agreement between you and Finixia regarding our services, and supersede all prior agreements or communications, whether oral or written.